- Eye exams are an important part of overall health. Eyes are windows to the soul. Many pathologies can be detected through an eye exam, making regular appointments an essential component of overall physical health.
- Vision insurance can save you hundreds of dollars a year. From reduced costs when seeing an eye doctor to discounts on glasses and contacts, vision is one benefit that can prove its worth.
- Changes in eye health can be hard to spot! Do you notice yourself squinting? Are you experiencing headaches? Do your eyes feel tired at the end of the day? Time to get your eyes checked!
- Enjoy both eyewear and contacts. While many plans cover either glasses or contacts, Heritage will cover both—and with a lower copay than our competitors.
- Express your personal style! You have more than one pair of shoes. Why one pair of glasses? You don’t have to choose between versatile everyday frames and a bold statement look.
Individual Enrollment
Heritage now offers individual plans for adult vision care.
Healthy vision has a long-lasting effect on quality of life, yet many Americans lack vision insurance options under their current health plans. We’re proud to announce a new vision plan that will fill the gap. Heritage is partnering with Blue Cross Blue Shield of Michigan to offer individual plans to adults with enrollment periods throughout the year.
Why Enroll
Why choose Heritage ?
Other plans offer lower rates but charge a higher copay with a lower allowance that will only cover either frames or contacts. Heritage offers a premium plan with a slightly higher monthly rate, but charges only a $5 copay. Plus, our annual allowance is double that of other plans, and we don’t ask you to choose between eyewear or contacts.
Our partners at Blue Cross Blue Shield of Michigan have created a resource that offers complete information about plan details. Download the Benefits Certificate to learn more about coverage under this plan.
Heritage Offers Ancillary Benefits
Lasik
Through our partnership with the National LASIK Network, Heritage members can receive a free LASIK eye exam and save up to $800 or 15% on eye surgery at over 710 locations nationwide.
Amplifon
Did you know that one in nine Americans suffers from hearing loss? Our partnership with Amplifon makes hearing care more accessible and affordable to our members. Find a provider near you.
Heritage Vision Provider Network
We’ve built our provider network from the ground up. Our years of relationship building have helped guarantee the quality of the services our members receive. And with over 31,000 providers nationwide, you can rest assured that there’s a qualified eye doctor at hand to look after your needs.
Vision Care For The Self-Employed, Contractors and others.
While vision insurance is frequently offered as part of a benefits package at large companies, millions of Americans fall outside this category. Whether you are a part-time employee, a freelancer, a member of the gig economy, or someone dreaming of leaving your current job to start your own business, vision care does not need to be tied to your employment status. Visit the Blue Cross Vision page to enroll today!
Frequently Asked Questions
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Will I be able to find a provider?Our network currently includes over 31,000 providers nationwide. Explore our Provider Search Tool to find a doctor in your area.
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How much does the individual plan cost?Premiums are 14.58/mo. Copayments are $5 for eye exams when using an in-network provider, and $10 for frames and lenses.
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What does vision insurance cover?In any twelve-month period, our individual vision plan will cover an eye exam, one pair of standard frames and lenses, and contacts.
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Who is covered by my vision insurance?Our individual insurance plans are for adults aged 19 or older.
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Who can buy this plan?Our partnership with Blue Cross Blue Shield of Michigan means that any adult currently living in any Michigan county is eligible to sign up.
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When is open enrollment?For individual insurance plans, enrollment is all year! Enroll by the 15th of any calendar month to receive vision coverage starting on the 1st of the following month. So if you enroll by December 15th, coverage will start on January 1st. If you enroll by January 15th, coverage will start by February 1st.
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What is open enrollment?Open enrollment is a window of opportunity where members can sign up for vision coverage or make changes to their current plan.
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How do I know I need vision insurance?You never know when you or one of your dependents may experience vision loss. Vision insurance has your back, and can even help you detect health conditions early through regular screening.