Because every employer is different, Heritage Vision Plans will tailor a vision care program to meet your organizations unique needs. Heritage also offers several financial arrangement options including cafeteria plans and voluntary plans with tiered or composite rate structures. Fully insured vision care plans have proven to be Heritage Vision Plan's most utilized plans because of the many advantages they offer:
The benefits of a Heritage Fully Insured Vision Care Program to your participants are:
Lower Cost Heritage can reduce employer vision plan expenses significantly because we can control costs while maximizing benefits.
Cost Predictability With a fully insured vision plan, employers pay a flat monthly fee for each plan participant.
No Risk A Heritage Vision Plans fully insured program removes all financial risk from the employer.
Reduced Administrative Burden Heritage assumes all responsibility for program administration including maintaining eligibility, customer service, adjudicating and paying claims and preparing claims reports.